Licensing & Rates

Cash Fast Loans does not offer payday or personal loans. We are a licensed NSW Pawnbroker & Second-Hand Dealer that lends money according to the value of goods pawned which are retained by us until debt is repaid.

When comparing to a personal loan or payday lender who offer interest rates of up to 48%, with additional fees, you will find Cashfast fixed interest loan product a better solution as we don't lock you in to a minimum or maximum repayments or term like other lenders.

As per government legislation our loan contracts are set at 3 months with option to be repaid earlier or extended without incurring any penalty fees.

Example rate and term: Minimum 5% APR to 20% maximum APR, 3 months with extension there-after. E.g. $200 loan term of 62 to 90 days repayment will be $40 monthly for 3 months total $120.