Need Cash Today? Consider Cash fast pawnbroker we will convert your asset into cash, just hock - pawn a car truck, motorbike boat jet ski and borrow money short term from $200 to $50,000. Check out our options at Cash fast pawnbroker Sydney we are here to help? To see how it works phone, e - mail or come to our pawn shop located Parramatta Sydney for instant money.

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Address: 10 North Rocks Road, North Rocks (North Parramatta) NSWSee map

Hours: Monday to Friday: 9.00am - 5.00pm Saturday: 9.00am - 1.00pm

What is a Pawnbroker?

A pawnbroker is a person who carries on the business of advancing money on the security of pledged goods. The laws that apply to pawn broking also apply to "buy-back" arrangements where a pawnbroker "buys" the goods from the consumer, and gives the consumer the right to re-purchase the goods.

Under the Pawnbroker Act a pawnbroker must be registered and have a notice displayed so it is clearly visible to the public from outside the premises. The notice must show the maximum amount charged weekly and monthly by the pawnbroker, and state that in special circumstances a higher amount may be charged.

A pawnbroker must require from everyone attempting to pawn goods evidence as to the person's identity.

A pawnbroker must not accept goods for pawn from someone under the age of 16.

A pawnbroker must keep accurate and complete records in relation to every transaction, in the form and containing the information required by the Second-Hand Dealers and Pawnbrokers Regulations. Details that must be recorded include details of the goods pawned, full name and address of the borrower, the amount of money advanced on the goods, the charge for the loan and the period of the loan.

A pawn ticket must be issued. The pawn ticket must include the amount of the loan, charges, and the period of the loan. This must be given to the consumer with a notice in the form of Schedule of the Regulations. This notice includes information about redeeming goods, charges and sale of unredeemed goods.

Goods may be redeemed by paying the outstanding amount of the loan and producing the pawn ticket and a driver's license or other identification as set out in the Regulations. Goods may be redeemed after the expiry of the period of the loan if the pawnbroker has not disposed of them.

Once the period of the loan expires and the goods are not redeemed, the pawnbroker must offer the goods for sale as soon as practicable.

If your goods are sold, the pawnbroker can deduct from the proceeds of sale any money you owe and the costs of selling the goods. You are entitled to any money left over from the proceeds of sale after these amounts have been deducted, if you claim it within 12 months after the sale of the goods.

If you do not claim the money left over within 12 months after the sale of the goods, you are no longer entitled to it and the pawnbroker can keep it. It is illegal for the pawnbroker to refuse to pay you the money left over if you request payment within the 12-month period. If the pawnbroker refuses to pay you, you may apply to the Magistrates' Court for an order that the pawnbroker pay you the money.

Cash fast as a New South Wales Licensed Pawnbroker complies with all laws relating to the pawnbroker industry in that state.
New South Wales Pawnbrokers and Second-hand dealers act 1996: Click here to link
New South Wales Fair Trading, what is a Pawnbroker? Click here to link

Pawn broking is exempt under the National Credit Act. Because it is not technically credit or a credit service under the Act. It is covered by State-based pawn legislation and also by the unconscionable conduct and misleading and deceptive provisions of the (ASIC 2001Act).
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Requiring more information? Call (02) 96306613 - Cash fast - 6 days a week or e-mail [email protected]
Alternatively come to our office, centrally located at North Rocks (North Parramatta) Sydney, we are happy to serve your cash needs.

 
Provider of the oldest form of Lending, Pawnbroking loans on assets

Cash fast is a licensed New South Wales pawn broker & second hand dealer and motor dealer. The Cash fast business operates as a pawnshop, hock shop, loan agency assisting consumers with short term pawn loans and business loans for secured against assets. In the situation of pawn loans Cash fast retain the loan item as security for the loan period. Interest is fixed and calculated monthly; repayment is at the expiry of the loan however payments may be made to extend the life of the loan. Failure to make payment and the asset will be sold. As a second hand dealer and motor dealer, we are a buyer of most assets. Needing cash use your assets as collateral, as a pawnbroker - pawnshop options included hock and pawnshop loans - hock a car short term cash loans, pawn broker loans, even bad credit loans or option to sell your asset. Same day approval, cash in minutes. Cash fast has many customers from all areas of New South Wales Australia including Sydney, Sydney CBD, Castle Hill, Baulkham Hills, Hornsby, Hurstville, Liverpool, North Shore, Ryde, Northern Beaches, Sutherland, Penrith, Blacktown, Campbelltown, Eastwood, Parramatta, Windsor, Cabramatta, Fairfield, Central Coast, Gosford, Newcastle, Eastern Suburbs, Blue Mountains, Kingswood, Mount Druitt, Cronulla, Windsor, Wollongong, Bondi, Brookvale, Manly, North Sydney, Chester Hill, Bankstown, surrounding suburbs.

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